Because you never know what's coming
Protect yourself and your family - for every situation in life
Working life can be full of unforeseeable events. Job loss and incapacity to work, or a serious illness can quickly put you in financial difficulties.
With our payment protection insurance, we offer you cover that helps to secure your loan installments in the event of an emergency. We take care of the financial side, you concentrate on everything else.
Here you will find the general insurance conditions.
Report a claim
Your benefits
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Protected
Against involuntary unemployment, incapacity and disability for work
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Low fees
You are insured for a few cents a day
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Easy to complete
Simply select payment protection insurance when applying for a loan
FAQ Payment protection insurance
The residual debt insurance is an optional supplementary insurance that you can choose when taking out your loan. It covers your monthly loan installments against involuntary inability to work and unemployment, as well as disability.
The residual debt insurance from bob Finance covers the following events:
- Involuntary unemployment (termination by the employer)
- Inability to work due to serious illness
- Disability
The premium is calculated as an additional amount on the monthly loan installment and depends on the loan amount and term. You can see the exact amount directly in the loan application on bob.ch – transparently and without hidden costs.
The residual debt insurance can only be chosen when the loan is taken out. You can also take out residual debt insurance when topping up a loan.
Cancellation is possible at any time. Contact us via the online form, by email at csc@bob.ch, or by phone at +41 44 244 25 00.
bob Finance offers residual debt insurance in cooperation with AXA Versicherungen AG. As one of Switzerland's leading insurers, AXA ensures professional handling in the event of a claim.